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Rockville, Maryland CD Rates – 18-Month

You are viewing rates from banks across Rockville

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Rockville, Maryland . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Rockville, MD - July 6, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Oct 11, 2017

special; 14 MO CD 1.20% Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Apr 12, 2019

United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

0.70%

$10,000

5.02

Learn More

0.50%

$10,000

15.82

Learn More

| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.25%

$10,000

15.82

Learn More

0.25%

$10,000

20.62

Learn More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Rockville, MD - July 6, 2025


Branch Street City State
Eastern Savings Bank, FSB
Baltimore National Pike Branch
10060 Baltimore National Pike, Suite G110 Ellicott City MD
EagleBank
Park Potomac Branch
12505 Park Potomac Ave Potomac MD
Citibank, National Association
Montgomery Village Branch
6 Montgomery Village Avenue Gaithersburg MD
Capital One, National Association
Frederick Town Center Branch
1305 West 7th Street Frederick MD
Sandy Spring Bank
Ballenger Creek Branch
6560 Mercantile Drive, East Frederick MD
Wells Fargo Bank, National Association
Clemson Corner Branch
7860 Wormans Mill Road Frederick MD
United Bank
Shady Grove Branch
16268 Frederick Road Gaithersburg MD
TD Bank, National Association
Germantown Branch
19905 Century Blvd Germantown MD
John Marshall Bank
Rockville Branch
11 N. Washington Street, Suite 100 Rockville MD
ACNB Bank
Twin Arch Branch
1001 Twin Arch Road Mount Airy MD
First National Bank of Pennsylvania
Germantown Branch
20300 Seneca Meadows Parkway Germantown MD
ACNB Bank
Twin Arch Branch
1001 Twin Arch Road Mount Airy MD
The Harbor Bank of Maryland
Riverdale Branch
6820 Riverdale Road Riverdale MD
Eastern Savings Bank, FSB
Baltimore National Pike Branch
10060 Baltimore National Pike, Suite G110 Ellicott City MD
PNC Bank, National Association
Pnc Bank, National Association Branch
3901 Jefferson Pike Jefferson MD
Bank of America, National Association
Frederick West Branch
1070 West Patrick Street Frederick MD


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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